RATES
Rates

Our Rates 

MC Application - Online Printable Form Here

In case of a lost or stolen Mid-Tex FCU Mastercard Gold or Mastercard Platinum, call and report to 1-855-256-9156 (Credit Cards Only). Members must come into the credit union to order replacement card(s).

Share Certificates  

Share Certificate
(See Certificate Disclosures)

Effective on 04/22/2024, contact CU for the Most Accurate Rates. 
Share Certificates
Months Rate APY
12 Months 4.00% 4.06% APY
18 Months 3.75% 3.80% APY
24 Months 3.50% 3.55% APY
36 Months 3.05% 3.09% APY
48 Months 2.85% 2.88% APY
Loan Rates
F.A.I.R. Lending Addendum
(Fairly Adjusted Interest Rates)
Contact CU for the Most Accurate Rates  

Effective 3/12/2024
Approximate Term Annual Percentage Rate
Personal 12 To 36 Months 11.00% To 18.00%
New Vehicles 36 To 72 Months 5.50% To 14.00%
Used Vehicles 24 To 60 Months 5.50% To 14.75%
All Other New Collateral (Titled) 24 To 84 Months 8.00% To 15.00%
All Other Used Collateral (Titled) 12 To 36 Months 8.75% To 15.75%
Mastercard Gold 12.50%
Mastercard Platinum 9.90%
Overdraft Protection 15.00%
Share Pledged 3.00%
Share Certificate Pledged Loan 2% above the Certificate Pledged
Share by: