About Us
About Us

Your Local Credit Union Serving the Brownwood area, TX Since 1961

In 1961, the Brown County Teachers Federal Credit Union was organized by a group of employees of the Brown County school district so that employees of the school district would have a place to save and borrow at reasonable rates.

Since 1961, while maintaining the basic purpose of which it was organized, the credit union changed its name  a few times to more closely reflect the field of membership the credit union served at the time. Brown County Teachers Federal Credit Union (serving Brown County school employees) became Mid-Tex Teachers Credit Union (serving school districts in 12 counties). Later, the field of membership was expanded to include groups other than school employees, so the credit union name was changed to Mid-Tex Central Credit Union. In 1992, a federal charter was obtained and the current name "Mid-Tex Federal Credit Union" was adopted.  Then in 2023, our membership eligibility was expanded to include any persons living or working in Brown, Comanche, Mills, San Saba, McCulloch, Coleman, Callahan and Eastland Counties!

During this time, we have grown and continually added and improved our services, products, and loan options to meet the changing financial needs of our members. We are happy to provide you with an online guide to the types of services we provide so that you can see the full service financial package of our credit union. From the very beginning, your board of directors and management have been dedicated to serving you, our member. For more information about our financial institute in Brownwood, TX, please contact us today!

What Do You Mean "I'm a Member, Not a Customer?"

We mean you're a member, a part-owner of the credit union. This is not a stockholder-owned business, like most banks and small loan companies who have customers they call depositors or borrowers. It's all based on an idea much more than a century old of the "self- help" philosophy that is the foundation of the credit union movement. Only members and their families save and borrow money here. The money is saved by members at a favorable dividend rate and on terms to meet their convenience.

Your credit union is "mutual." Like all credit unions, Mid-Tex Federal Credit Union (MTFCU) is mutually owned by its members, a group of people united by a common bond. Our objective is not to make money, but to help our members manage their money by:

1. Saving For The Future
2. Making Intelligent Use Of Credit
3. Using Our Personal Financial Counseling Service

MTFCU is a non-profit, financial cooperative, owned and operated by its members. Our members elect a board of directors to manage the organization. Each member has one vote, regardless of the size of their savings account.

Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. MTFCU assists their members with all types of lending, from financing vehicles, homes, RVs, Boats, small acreages to home equity loans and personal loans. If you need a loan, we have a lending solution for you - please contact us today!
Membership: How To Join
Mid-Tex Federal Credit Union Contacts
President: Bob Hagood 

Loan Officer/Collections: Debbie McCallum 

Accounting/Compliance/Operations: Tina Winkler 

Member Services/New Accounts: Lauren Zingelman 
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